基本信息
because of the financial crisis in the us and uk, college students are beginning to struggle to find ways to pay their tuition fees and accommodations. recently, two major us student loan lenders—citibank and jpmorgan chase — announced they were leaving the student loan industry altogether. because banks currently have a lack of credit(存款额),they are rel uctant to o ffer students low-interest loans(贷款) that need a several-year wait for any return of interest. in the us, many undergraduates top up their financial needs with a private loan, although the majority can get government-funded loans. in the 2005—2006 academic year, $17 billion in private student loans was used to finance higher education. the shortfall in private funding has yet to be covered and will hit many us students hard. across the atlantic, uk students have been less troubled by the crisis. most undergraduates in the uk cover their university expenses with government-funde d loans and grants(助学金)．their biggest concern is a sudden steep increase i n student rent. most young profess ionals now rent houses, since 80 percent of u
